Is my Medicare plan ending in St. Joseph, MO?
Medicare plans are set by county. St. Joseph is in Buchanan County, so the plans listed as leaving Buchanan County for 2027 apply to St. Joseph residents.
Quick answer for St. Joseph
10 Medicare plans are from 3 companies listed in Buchanan County for 2026 but not for 2027, covering at least 1,592 people enrolled today. If you live in St. Joseph and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Buchanan County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| UnitedHealthcare | 5 | 1,249 |
| Aetna (CVS Health) | 3 | 343 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Buchanan County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) H0169-009 | UnitedHealthcare | 914 |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) H0169-008 | UnitedHealthcare | 246 |
| Aetna Medicare Signature (HMO) H2663-042 | Aetna (CVS Health) | 154 |
| Aetna Medicare Elite (PPO) H1608-052 | Aetna (CVS Health) | 113 |
| Aetna Medicare Value Plus (HMO) H2663-056 | Aetna (CVS Health) | 76 |
| UHC Medicare Advantage AM-0002 (Regional PPO) R3444-012 | UnitedHealthcare | 42 |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) R3444-008 | UnitedHealthcare | 27 |
| UHC Complete Care AM-1 (Regional PPO C-SNP) R3444-009 | UnitedHealthcare | 20 |
What to do if you live in St. Joseph
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near St. Joseph are covered by any plan you consider.
- Free, unbiased help: CLAIM (Community Leaders Assisting the Insured of Missouri) at 800-390-3330, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in St. Joseph?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in St. Joseph?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
St. Joseph residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for St. Joseph: St. Joseph health insurance · Buchanan County · All Missouri plans ending for 2027 · St. Joseph population 70,634 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.