Cole County, Missouri: health insurance
What Cole County residents should know about Medicare, marketplace plans and Medicaid.
Cole County at a glance
| State | Missouri |
|---|---|
| Population (2023 est.) | 77,278 |
| Population rank in Missouri | 16 of 115 |
| Land area | 392 square miles |
| Major cities | Jefferson City |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Cole County for 2027
11 Medicare plans from 3 companies are listed in Cole County for 2026 but not for 2027, covering at least 1,624 people enrolled in the plans below today.
- HealthSpring Extra Rx (PDP) (S5617-368, Cigna HealthSpring (HCSC))
- HealthSpring Assurance Rx (PDP) (S5617-088, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| AARP Medicare Advantage from UHC MO-0008 (PPO) H8768-026 | UnitedHealthcare | 918 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) H0169-009 | UnitedHealthcare | 425 |
| AARP Medicare Advantage from UHC MO-0003 (HMO-POS) H2802-029 | UnitedHealthcare | 152 |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) H0169-008 | UnitedHealthcare | 102 |
| UHC Medicare Advantage AM-0002 (Regional PPO) R3444-012 | UnitedHealthcare | 14 |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) R3444-008 | UnitedHealthcare | 13 |
| Provider Partners Missouri Community Plan (HMO I-SNP) H9191-004 | Rifkin Managed Care Holding | 10 or fewer |
| Provider Partners Missouri Essential Plan (HMO I-SNP) H9191-005 | Rifkin Managed Care Holding | 10 or fewer |
| UHC Complete Care AM-1 (Regional PPO C-SNP) R3444-009 | UnitedHealthcare | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Missouri, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Cole County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: CLAIM (Community Leaders Assisting the Insured of Missouri) gives free, unbiased counseling at 800-390-3330. Ask which plans serve Cole County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Cole County ZIP code to see what is offered.
- Medicaid: apply through MO HealthNet (Missouri Department of Social Services).
Missouri note: Missouri's Medicare counseling program, CLAIM, is run as an independent nonprofit rather than directly out of a state agency -- a different structure than most states' SHIP programs, though it's still the officially designated, federally-recognized SHIP for Missouri.
Questions about Cole County
Are the same Medicare plans offered everywhere in Missouri?
No. Plans are offered by service area. A plan available in one county may not be offered in Cole County, so check by county.
Where do Cole County residents get free Medicare counseling?
CLAIM (Community Leaders Assisting the Insured of Missouri) (800-390-3330) is Missouri's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Cole County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.